Enter price, down payment, and rate; choose the calculation method as in your bank offer; then see the payment and schedule. Free in your browser with no signup.
For example home or car price before subtracting the down payment.
Yearly rate from the offer (example: 4.5 means 4.5% per year).
Pick the method named in your bank offer or loan contract. A short plain-language tip appears under the list.
Years example: 5% × 5 = 25% of the loan. Months example: if the bank says “1% per month for 60 months”, choose the second option.
Leave these at zero if your offer has no fees, grace period, or large final payment.
For example a fixed monthly insurance. Leave 0 if none.
Number of opening payments that are interest-only with no principal reduction. Leave 0 if there is no grace period.
Leave 0 if there is no large final payment. Used only with reducing balance and flat-rate methods.
A rough figure to compare offers that use different formulas. Not a substitute for the lender’s official APR.
This page shows the first 12 payments only. Print and PDF include the full calculation and every installment.
| # | Payment | Toward loan | Interest | Remaining |
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