Enter price, down payment, and rate; choose the calculation method as in your bank offer; then see the payment and schedule. Free in your browser with no signup.
For example, the home or car price before the down payment is subtracted.
Yearly rate from the offer (example: 4.5 means 4.5% per year).
Pick the method named in your bank offer or loan contract. A short plain-language tip appears under the list.
Years example: 5% × 5 = 25% of the loan. Months example: if the bank says “1% per month for 60 months”, choose the second option.
Leave these at zero if your offer has no fees, grace period, or large final payment.
For example, a fixed monthly insurance charge. Leave 0 if none.
Number of initial payments that are interest-only, with no principal reduction. Leave 0 if there is no grace period.
Leave 0 if there is no large final payment. Used only with reducing balance and flat-rate methods.
A rough figure to compare offers that use different formulas. Not a substitute for the lender’s official APR.
This page shows the first 12 payments only. Print and PDF include the full calculation and every installment.
| # | Payment | Toward principal | Interest | Remaining |
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