Loan calculator

Calculate monthly payment, total interest, and amortization for your loan. Free in your browser with no signup.

Basic details

Advanced options

Financed amount
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Monthly payment
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Total interest
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Total payments
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Amortization (first 12 payments)

# Payment Principal Interest Balance

How to use the loan calculator

  1. Choose loan type and enter asset price and down payment.
  2. Set interest rate, loan term, and payment frequency.
  3. Click “Result” to see payment, interest, and amortization schedule.

Loan calculator — frequently asked questions

Yes. The tool is completely free and runs in your browser with no account required.

Personal, mortgage, car, and business loans with default rate presets.

Yes. It shows the first 12 payments with principal, interest, and balance.

Yes. Choose monthly, quarterly, semi-annual, or annual payments.

Yes. The tool is responsive and works on phones, tablets, and desktop browsers.